Savings A/C

The "Saving Account" is generally opened in bank by salaried persons or by the persons who have a fixed regular income. This facility is also given to students, senior citizens, pensioners and so on.

Initial Amount To Open Savings Account - Rs.1100

Rate of interest - 4.0%

Benefits

  • Passbook Facility
  • Cheque Book
  • ATM facility
  • CDM (Cash Deposit Machine) facility
  • Passbook Printing Machine facility
  • IMPS (Immediate Payment System) facility
  • RTGS/ NEFT Facility
  • SMS Alerts On Request
  • E-Statement facility
  • Net Banking ( View only ) on Request
  • Android Mobile Application for Free on Request
  • Demand Draft Issue

Documents to be submitted for opening Savings Account.

(A) Individual / Joint Account Holder

  • Recent Photograph of the applicant customer
  • Copy of PAN card
  • Copy of Photo Identity such as (Any one of these to be submitted)
  • Passport
  • Driving License
  • Election ID Card
  • PAN card

Proof of Residence such as (Any one of these to be obtained.)

  • Electricity Bill
  • Gas Bill
  • Telephone Bill of landline (BSNL)
  • Municipal tax bill and receipt
  • Rent Agreement or Letter from Society

Note :-  Same Document Needed For Joint Holder

(B) Association of Persons like Association, Trust, Club, Society etc.

  • Recent Photograph of all the office bearers with designation.
  • Copy of Registration certificate of competent authority.
  • Copy of Resolution for opening account with the Bank with a mandate for operation of account.
  • Copy of Bye-Laws of the Association, club and society. In case of trust, a copy of trust deed to be submitted.
  • Details of existing Banking arrangement.
  • Copy of PAN Card for society, Trust, Club etc. and proof of office of address.
  • Name and address with proof for all the office bearers.

Note : Original documents to be presented with copy for verification.

General Rules :

  • Bank reserves the right to close any account, if cheque drawn are  returned unpaid frequently for want of funds or the account is considered as  Irregular / non-satisfactory
  • Bank reserves the right to close any account, if cheque drawn are returned unpaid frequently for want of funds or the account is considered as irregular / non-satisfactory
  • Account not operation for more than two years will be treated as inoperative / dormant account
  • Bank reserves the right to alter, amend and rescind the rules from time to time.