GSTIN - 24AABAA0969J1ZU 0261 2536772

Eligibility of borrower:

  • Having current/saving account holder of the Bank.
  • Borrower must be a member of the Bank.
  • Student must have good academic record.
  • Student must have secured admission.
  • Student must have passport & visa for abroad education.

Purpose of Loan:

  • For higher educational courses like Diploma, Graduation, Post-Graduation and Specialize courses in india & Abroad.   

Quantum of Finance:

  • Cost of Tuition fee, Hostel fee, etc. 

Share Linkage:

  • Borrower must have Bank share holding @ 1% of the loan sanction amount.


  • Loan tenure up to 72 months (Up to 2 years Moratorium period, if required).
  • Nominal Processing Charge
  • 2% loan closure charge of loan outstanding amount will be charged, In case of Loan closed above Rs. 10 Lacs through Bank transfer.
  • Easy Process
  • Interest is to be charged on reducing balance method.
  • Two Guarantors, out of one must be a non-relative guarantor.        


  • Mortgage of property.