GSTIN - 24AABAA0969J1ZU 0261 2536772

Eligibility of borrower:

  • Having current/saving account holder of the Bank.
  • Borrower must be a member of the Bank.

Purpose of Loan:

  • Repairing/renovation of property.
  • Purchase of Second hand Vehicle.
  • Capital requirement in business.
  • Any other purpose except Social purpose.

Quantum of Finance:

  • Maximum finance up to Rs. 5 Lacs subject to repaying capacity of borrower.

Share Linkage:

  • Borrower must have Bank's share linkage @ 2.5% of the loan sanction amount.


  • Loan tenure up to 48 months.
  • Nominal Processing Charge.
  • No Pre-payment/fore-closure charges.
  • Easy Process
  • Interest is to be charged on reducing balance method.
  • Two Guarantors, out of one must be a non-relative guarantor. (One guarantor should have a property & other one should have good income).