GSTIN - 24AABAA0969J1ZU 0261 2536772

Eligibility of borrower:

  • Having current / saving account holder of the Bank.
  • Borrower must be a member / nominal member of the bank.

Purpose of Loan:

  • Any personal requirement

Quantum of Finance:

  • Loan up to 70% of Principal value of NSC / KVP and 90% of Surrender value of LIC policy.

Repayment period:

  • 12 months or till the date of maturity of NSC / KVP as per discretion of Bank
  • Interest on loan should be repaid every month.     


  • Lien marked certificate of NSC / KVP by the issuing post office in favour of the Bank and to be pledge with the Bank.
  • Original LIC policies with assignment in favour of the Bank are to be deposited.