GSTIN - 24AABAA0969J1ZU 0261 2536772   info@aacbl.in

Charges

**Charges Applicable from 01.10.2023

No.

Charges

Applicable

New Charge

1

Minimum Balance Charge

Savings Account - Rs. 1000/-

Free

Current Account - Rs. 3000/-

Rs. 50/- Per Months

2

Incidental Charge

Current, Cash Credit, FOD Accounts

  Min. Rs. 300/- (Half Yearly)         OR

Rs. 0.25 Per Transaction (Pro. Rata Rs. 50. P.M)

3

Cheque Return Charge

All Accounts

Outward Clearing

Below 1 Lakh - Rs. 100

Above 1 Lakh - Rs. 200

Inward Clearing

Below 1 Lakh - Rs. 200

Above 1 Lakh - Rs. 400

4

Account Closing Charge

Current Account

Before 1 Year

Rs. 500/-

After 1 Year

Rs. 200/-

Savings Account (CH/SB)

Before 1 Year

Rs. 200/-

After 1 Year

Rs. 100/-

5

Clearing Charge

All Accounts

NIL

6

Cheque Book Issue Charge

All Accounts

Rs. 3 Per Cheque

7

Signature Verification Charge

All Accounts

Rs. 250/- Per Verification

8

OBC Cheque

All Accounts

Rs. 200/- Per Cheque

9

ECS Mandate Charge (Physical)

Current, Savings, Cash Credit & Loan

Rs. 250/-

10

ECS Return Charge

Current, Savings, Cash Credit & Loan

Rs. 200/-

11

DD, Payorder, Other Bank Issue Charge

Current, Savings & Cash Credit

Any Amount

Rs. 50/-

12

Stop Payment Charge

Current, Savings & Cash Credit

                             Rs. 50/- Per Cheque

                            Rs. 200/- (If in Cheque Series)

13

Duplicate Passbook Charge

Savings Account

Rs. 50/-

14

Locker Closing Charge

Locker Accounts

Rs. 250/-

15

Balance Certificate Charge

Current, Savings, Fix Deposit Account

Rs. 50/- in Current Account, Rs. 25/- in Savings Account, NIL In Fix Deposit Account

16

RTGS & NEFT Charge

RTGS

Rs. 2 Lakh & above

Rs. 10/-

NEFT

Upto Rs. 2 Lakh

Rs.20/-

17

IT & GST Payment

-

Any Amount

Rs.25/-

18

IMPS Charge

Current, Savings & Cash Credit

Upto Rs. 2 Lakh

Rs.2/-

Above Rs. 2 Lakh

Rs.5/-

19

Against Clearing Charge

Current Account

18% Chargeable for Cheque Clearing & Cash Withdrawal on 2nd Day

20

ATM Charge

New ATM Card

Free

Duplicate ATM Card

Rs. 200/-

Annual Maintenance

Rs. 150/-

Non - Financial Transaction

Rs. 10/-

Financial Transaction

Rs. 20/-

21

Statement Charge

Current Account

Rs. 25/- Per Page for Duplicate Statement

22

Slip Book Charge

All Accounts

Rs. 25/- (with Binding)

23

SMS Charge

Registration Charge

Free

Annual Charge

Rs.15/- (Quartely)

24

Internet Net Banking

Registration Charge

Free

Annual Charge

Free

25

Mobile Banking

Registration Charge

Free

Statement via E-mail

Registration Charge

Free

26

Bill Purchases

Current Account

Rs. 0.06 Paise Per Day

27

Cash Withdrwal Charge

Current, Cash Credit Account

No Restriction

28

Cash Deposit Charge

Current, Cash Credit Account

On Bundle of

Rs. 10 / 20 / 50 or less

Rs. 2/-

29

Loan Processing Charge

Loan Agt. FDR / KVP / NSC

Nil

Gold Loan

Upto Rs. 1,00,000

Rs. 150/-

Rs. 1,00,000 to

Rs. 2,00,000

0.50%

Jatjamin Loan

Upto Rs. 1,00,000

Rs. 150/-

Rs. 1,00,000 to

Rs. 5,00,000

0.50%

Other Loans

Rs. 25,000 to Rs 1,00,000

Rs. 500/-

Rs. 1,00,001 to

Rs. 50,00,000

0.50%

Rs. 50,00,000 & above

0.25%

30

Title clearance Report, Equitable mortgage and Registration charges

All Mortgage Loans & Advances

Any Amount For First Time

Rs. 2500/-

Any Amount For Second Time

Rs. 1500/-

Mortgage Registration Charge

Actual Charge

+ Rs. 1500/-

31

Property & Machinery Valuation

All Mortgage Loans & Advances

Upto Rs. 15,00,000

Rs. 1250/-

Above Rs. 15,00,000

Rs. 2750/-

Property Outside of Surat City

Rs. 500/- extra on above charge

32

Cash Credit Limit Renewal Charge

Cash Credit Accounts

Upto Rs. 1,00,000

Rs. 500/-

Rs. 1,00,001 to

Rs. 20,00,000

0.20%

Rs. 20,00,000 & above

0.15%

33

Inspection Charge

Cash Credit Accounts

Upto Rs. 10,00,000

Rs. 200/-

Above Rs. 10,00,000

Rs. 300/-

34

Stock Statement Late Submission Charge

Cash Credit Account

Rs. 200/-  P.M. (After 15 days of the Month)

35

Overdue Notice Charge

Notice - 1

1st Installment Overdue

Rs. 150/-

Notice - 2

2nd Installment Overdue

Rs. 300/-

Notice - 3

3rd Installment Overdue

Rs. 600/-

Notice (Recall)

4th Installment Overdue

Rs. 900/-

Legal Notice (Advocate)

-

Rs. 3500/-

36

Ad hoc Limit Charge

On limit

0.50%

37

Bank Guarantee Charges

Per Year

Upto Rs. 1,00,000

Rs. 750/-

Above Rs. 1,00,000

Rs. 1250/-

38

Cersai Registration Charge

 

Rs. 150/-

39

Credit Consumer Report Charge

Loan Applicant

Rs. 150/-

Per Guarantor

Rs. 100/-

40

Loan Closure Charge

for Loan transfer from other bank

2% of loan outstanding amount

execpt in Housing, FD against OD, LIC, CC

41

Change of Securities given in the Loan Charge

All Loan

0.50 % of applicable Loan Processing Charge

42

Change of Guarantor Charge

All Loan

0.50 % of applicable Loan Processing Charge

43

Forex Charge

Any Amount

As Actual + Rs. 1000/- 

44

HDFC DD & National Bank DD

Any Amount

Rs. 250/-