No.

Charges

Applicable

New Charge

1

Minimum Balance Charge

Savings Account - Rs. 1000/- (Daily balance )

Free

Current Account - Rs. 5000/- (Daily balance )

Rs. 50/- Per Months

Premimum Current Account - Rs. 200000/- (monthly Avg balance)

Rs. 750/- Per Months

2

Incidental Charge

Current, Cash Credit, FOD Accounts

  Min. Rs. 300/- (Half Yearly)         OR

Rs. 0.25 Per Transaction (Pro. Rata Rs. 50. P.M)

3

Cheque Return Charge

All Accounts

Outward Clearing

Below 1 Lakh - Rs. 100

Above 1 Lakh - Rs. 200

Inward Clearing

Below 1 Lakh - Rs. 200

Above 1 Lakh - Rs. 400

4

Account Closing Charge

Current Account

Before 1 Year

Rs. 500/-

After 1 Year

Rs. 200/-

Savings Account (CH/SB)

Before 1 Year

Rs. 200/-

After 1 Year

Rs. 100/-

5

Clearing Charge

All Accounts

NIL

6

Cheque Book Issue Charge

All Accounts

Rs. 3 Per Cheque

7

Signature Verification Charge

All Accounts

Rs. 250/- Per Verification

8

OBC Cheque

All Accounts

Rs. 200/- Per Cheque

9

ECS Mandate Charge (Physical)

Current, Savings, Cash Credit & Loan

Rs. 250/-

10

ECS Return Charge

Current, Savings, Cash Credit & Loan

Rs. 200/-

11

DD, Payorder, Other Bank Issue Charge

Current, Savings & Cash Credit

Any Amount

Rs. 50/-

12

Stop Payment Charge

Current, Savings & Cash Credit

                             Rs. 50/- Per Cheque

                            Rs. 200/- (If in Cheque Series)

13

Duplicate Passbook Charge

Savings Account

Rs. 50/-

14

Locker Closing Charge

Locker Accounts

Rs. 250/-

15

Balance Certificate Charge

Current, Savings, Fix Deposit Account

Rs. 50/- in Current Account, Rs. 25/- in Savings Account, NIL In Fix Deposit Account

16

RTGS & NEFT Charge

RTGS

Rs. 2 Lakh & above

Rs. 10/-

NEFT

Upto Rs. 2 Lakh

Rs.20/-

17

IT & GST Payment

-

Any Amount

Rs.25/-

18

IMPS Charge

Current, Savings & Cash Credit

Upto Rs. 2 Lakh

Rs.2/-

Above Rs. 2 Lakh

Rs.5/-

19

Against Clearing Charge

Current Account

18% Chargeable for Cheque Clearing & Cash Withdrawal on 2nd Day

20

ATM Charge

New ATM Card

Free

Duplicate ATM Card

Rs. 200/-

Annual Maintenance

Rs. 150/-

Non - Financial Transaction

Rs. 10/-

Financial Transaction

Rs. 20/-

21

Statement Charge

Current Account

Rs. 25/- Per Page for Duplicate Statement

22

Slip Book Charge

All Accounts

Rs. 25/- (with Binding)

23

SMS Charge

Registration Charge

Free

Annual Charge

Rs.15/- (Quartely)

24

Internet Net Banking

Registration Charge

Free

Annual Charge

Free

25

Mobile Banking

Registration Charge

Free

Statement via E-mail

Registration Charge

Free

26

Bill Purchases

Current Account

Rs. 0.06 Paise Per Day

27

Cash Withdrwal Charge

Super Saving :- NILL

Premimum Currect Account:- NILL

Saving Account :- 5Lac Free Per Month

Current /CC/FOD Account :- 10Lac Free Per Month

After above limit 75/- per lac will be applicable

28

Cash Deposit Charge

Super Saving :- NILL

Premimum Currect Account:- NILL

Saving Account :- 5Lac Free Per Month

Current /CC/FOD Account :- 25Lac Free Per Month

After above limit 75/- per lac will be applicable

29

Loan Processing Charge

Loan Agt. FDR / KVP / NSC

Nil

Gold Loan

Upto Rs. 1,00,000

Rs. 150/-

Rs. 1,00,000 to

Rs. 2,00,000

0.50%

Jatjamin Loan

Upto Rs. 1,00,000

Rs. 150/-

Rs. 1,00,000 to

Rs. 5,00,000

0.50%

Other Loans

Rs. 25,000 to Rs 1,00,000

Rs. 500/-

Rs. 1,00,001 to

Rs. 50,00,000

0.50%

Rs. 50,00,000 & above

0.25%

30

Title clearance Report, Equitable mortgage and Registration charges

All Mortgage Loans & Advances

Any Amount For First Time

Rs. 2500/-

Any Amount For Second Time

Rs. 1500/-

Mortgage Registration Charge

Actual Charge

+ Rs. 1500/-

31

Property & Machinery Valuation

All Mortgage Loans & Advances

Upto Rs. 15,00,000

Rs. 1250/-

Above Rs. 15,00,000

Rs. 2750/-

Property Outside of Surat City

Rs. 500/- extra on above charge

32

Cash Credit Limit Renewal Charge

Cash Credit Accounts

Upto Rs. 1,00,000

Rs. 500/-

Rs. 1,00,001 to

Rs. 20,00,000

0.20%

Rs. 20,00,000 & above

0.15%

33

Inspection Charge

Cash Credit Accounts

Upto Rs. 10,00,000

Rs. 200/-

Above Rs. 10,00,000

Rs. 300/-

34

Stock Statement Late Submission Charge

Cash Credit Account

Rs. 200/-  P.M. (After 15 days of the Month)

35

Overdue Notice Charge

Notice - 1

1st Installment Overdue

Rs. 150/-

Notice - 2

2nd Installment Overdue

Rs. 300/-

Notice - 3

3rd Installment Overdue

Rs. 600/-

Notice (Recall)

4th Installment Overdue

Rs. 900/-

Legal Notice (Advocate)

-

Rs. 3500/-

36

Ad hoc Limit Charge

On limit

0.50%

37

Bank Guarantee Charges

Per Year

Upto Rs. 1,00,000

Rs. 750/-

Above Rs. 1,00,000

Rs. 1250/-

38

Cersai Registration Charge

Rs. 150/-

39

Credit Consumer Report Charge

Loan Applicant

Rs. 150/-

Per Guarantor

Rs. 100/-

40

Loan Closure Charge

for Loan transfer from other bank

2% of loan outstanding amount

execpt in Housing, FD against OD, LIC, CC

41

Change of Securities given in the Loan Charge

All Loan

0.50 % of applicable Loan Processing Charge

42

Change of Guarantor Charge

All Loan

0.50 % of applicable Loan Processing Charge

43

Forex Charge

Any Amount

As Actual + Rs. 1000/- 

44

HDFC DD & National Bank DD

Any Amount

Rs. 250/-